Insurance Agencies

Auto, Home, Health, Life & Workers Comp
Alliance is a multi-line insurance agency, offering business and consumer coverage for Auto, Home, Health and Life. We're also a reputable risk management firm that can assist you in reducing the "cost of risk." We're well known for writing very affordable Workers Compensation Insurance, especially for "high code" occupations.

Managing Costs By Managing Risk
But we pride ourselves on going beyond basic insurance marketing and claims management, to focus on the causes of risk. Our Risk Management Program helps make companies, managers and workers more safety conscious and more pro-active about maintaining a safe workplace.

When our client companies bear some responsibility for emphasizing safety awareness and performance in their work force, the eventual result is usually an improved safety record and even better rates.

High Code Without High Risk
The hard-working people who tackle jobs with the potential for some degree of physical hazard are deemed "high risk."

The official industry term — "high code" — applies to roofers, truckers, crane operators, saw mill workers, steel erectors and many other jobs in the industrial, manufacturing, and construction sectors.

Alliance can usually offer you substantial savings on high-code coverage. We don't get involved in risky business. We're in the business of helping you manage risk. These clients have a high risk of claims. But one feature of our Workers Comp coverage can actually help those workers prevent high risks from becoming bad losses.

Our proven Risk Management Program helps make companies, managers and workers more safety conscious and more pro-active. Over time, the program can lead to an improved safety record and even better rates.

Alliance welcomes insurance agents or companies who may have difficulty finding providers for worker compensation insurance, especially high-code coverage.

Several things make this possible. Our geographic location helps, as does the unique structure of our company and the diverse areas of our expertise. This combination of factors allows us to offer especially attractive rates to high-code clients.

Higher Risk. Higher Rewards. Hire Us.
Alliance welcomes the opportunity to work with insurance agents or companies who may have difficulty finding providers, or even affordable coverage, for worker compensation insurance.

We pay attractive commissions to the agents or institutions who work that market. Alliance pays commission on a company's gross payroll, not on the small percentage of payroll represented by workers comp coverage.

When all is said and done, it's a beneficial arrangement for everyone involved. The insured company saves significant money, we get to write a little business, and you make a higher commission. Plus, all those folks whose jobs involve an element of physical danger get protection for their incomes (and their families) should the worst happen at work.

Ask about our referral program. It allows you to profit from each subsequent business or individual you refer to the Alliance network of companies.

Our referral program has proven so popular — and so successful — that we refer to it as our sales force. Our network of loyal client companies continues to expand and extend itself, profiting with every step.

For more details on Alliance’s Worker Compensation Insurance and Risk Management Programs, ask for a quote.

 

Payroll Services

PEO / Co-Employment

Employee Benefits

Worker's Compensation

Business Owner's &
Liability Insurance

 

 
 
The Alliance Companies
111 East Broadway, Suite 340
Columbia, MO 65203

Copyright © 2003 The Alliance Companies. All rights reserved.